Does Your Home Come With Peace of Mind?

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    Does Your Home Come With Peace of Mind?

    Today I wanted to share some information on home warranties. While you’re maintaining your home, large systems like HVAC, plumbing and electrical can break down and place an enormous amount of stress on a homeowner. When selling your home, buyers are concerned about the coverage and maintenance of those systems. Also when selling your home, if one of those items break down, it can cause more stress and even delay your sale.

    These scenarios are why homeowners inquire about home warranties. A home warranty covers those costly repairs or replacements due to the normal wear and tear. Keep in mind that a home warranty is not the same as homeowner’s insurance. A home warranty typically lasts one year and is renewable like any other insurance you may purchase. When shopping around for home warranties, be aware that it may cover some, but not all, home appliances and systems. Costs and coverage may vary; choose wisely.

    Home warranty companies cover your major systems and appliances, but they must be in working order prior to purchasing the warranty. Be sure you review your contract and coverage before you need it; it helps to know what is covered before something breaks down! Also, consider the premiums and optional coverage to customize the plan to suit you best. If utilized properly, this can be one of the easiest ways to save on home repairs and reduce stress while owning your home. Having a home warranty is major selling point when going to sell your home as the buyer sees its value and has the peace of mind that the home has been properly maintained.

    If you have any additional questions, Home Warranty of America has a list of frequently asked questions here. Don’t hesitate to email or call us if you have any further questions. Until next time, have a great Monday!

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